LISTING YOUR HOME FOR

Financial Reasons

For many, a home and/or mortgage obligation can represent an enormous financial, time, and emotional burden – but it can also represent a tremendous store of potential value.

Should You Sell Your Home?

For many, a home and/or mortgage obligation can represent an enormous financial, time, and emotional burden – but it can also represent a tremendous store of potential value.  And we’ll discuss these two popular positions here.

Selling your home for Financial ReasonsMortgage is just too big

A home represents the single largest investment most people make in their lifetime. And it isn’t uncommon for most Americans to assume a higher mortgage than they can comfortably afford.  They often pin their hopes on inflation, employment stability, future income growth, and the payoff of other debts (like student loans) which would make a house payment more bearable as time goes on.

Even if the plan goes generally as planned many mortgage payments still find themselves adding tremendous financial pressure with each passing year. A tough mortgage payment will strain bank accounts, credit, time with family, and even a marriage.  So, it’s not hard to imagine what happens when things don’t go according to plan.  And here is where acting quicking may benefit you.

First, you need to remember that homes are sometimes slow-moving investments.  Both in appreciation and in liquidation – homes are not like stocks that you can sell in the morning and have the funds in your bank account in the next 1 to 3 days.  So if you sense trouble on the horizon, talking with a REALTOR® to understand the timeline involved may be key in mitigating any serious financial stress and concern.

RULE OF THUMB

Many financial planners suggest that your house payment ought not exceed 25% of your household income. Yet, most lenders recommend that your house payment ought not exceed 36% of your household income – and the average household finds itself near or above this limit with many in higher-end homes teetering close to 45%.

Equity and Other Debt

There’s a great chance your home has built up equity through the years. For some, it’s tempting to use these funds to pay off high interest debt, roll the funds over into less expensive home, or live out a dream like going back to school or traveling the world.  When you find yourself in a position of not having to sell out of pressure or necessity, it’s sometimes easy to procrastinate on the discussion – but since you’re here, you might be closer than ever in exploring this opportunity.  Here again is where speaking directly with a local REALTOR® may provide you with information on what your home is actually worth, an estimated timeline, and answer any of your questions that may help you understand the road ahead.

For many, a home and/or mortgage obligation can represent an enormous financial, time, and emotional burden – but it can also represent a tremendous store of potential value.  And we’ll discuss these two popular positions here.

Selling your home for Financial ReasonsMortgage is just too big

A home represents the single largest investment most people make in their lifetime. And it isn’t uncommon for most Americans to assume a higher mortgage than they can comfortably afford.  They often pin their hopes on inflation, employment stability, future income growth, and the payoff of other debts (like student loans) which would make a house payment more bearable as time goes on.

Even if the plan goes generally as planned many mortgage payments still find themselves adding tremendous financial pressure with each passing year. A tough mortgage payment will strain bank accounts, credit, time with family, and even a marriage.  So, it’s not hard to imagine what happens when things don’t go according to plan.  And here is where acting quicking may benefit you.

First, you need to remember that homes are sometimes slow-moving investments.  Both in appreciation and in liquidation – homes are not like stocks that you can sell in the morning and have the funds in your bank account in the next 1 to 3 days.  So if you sense trouble on the horizon, talking with a REALTOR® to understand the timeline involved may be key in mitigating any serious financial stress and concern.

RULE OF THUMB

Many financial planners suggest that your house payment ought not exceed 25% of your household income. Yet, most lenders recommend that your house payment ought not exceed 36% of your household income – and the average household finds itself near or above this limit with many in higher-end homes teetering close to 45%.

Equity and Other Debt

There’s a great chance your home has built up equity through the years. For some, it’s tempting to use these funds to pay off high interest debt, roll the funds over into less expensive home, or live out a dream like going back to school or traveling the world.  When you find yourself in a position of not having to sell out of pressure or necessity, it’s sometimes easy to procrastinate on the discussion – but since you’re here, you might be closer than ever in exploring this opportunity.  Here again is where speaking directly with a local REALTOR® may provide you with information on what your home is actually worth, an estimated timeline, and answer any of your questions that may help you understand the road ahead.

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Greg Davis

Greg Davis

Designated Broker/Owner, CRS, GRI, 5 Star REO Certified, RES.NET Certified, Equator Platinum REO Certified

(208) 250-0132

todaysbroker@gmail.com

With over 18 years of experience, Greg Davis is the Treasure Valley’s “Go to” agent and a consistent leader with a reputation for tenaciously protecting his clients’ interest.  Savvy negotiations and cutting-edge marketing strategies join uncompromising integrity as the hallmarks of Greg’s service.   Greg is exceptionally well-respected in Boise, not only for his unparalleled professional track record and being an honest, hard-working family man who does absolutely everything in his power to ensure his client’s success.

In addition to real estate, Greg loves people!  His passion for building relationships and delivering stellar service to his clients are his top two priorities.  His motto, “Honesty Before Advantage” makes every transaction a “Win Win” for all parties involved.

Beyond his love for real estate, Greg is also a dedicated family man.  He loves to travel with his family and has been to Disney World more times than a grown man should be willing to admit.  Greg has also served on short-term mission trips to Indonesia, Haiti and Ecuador with Mission Aviation Fellowship.

Thanks to his exceptionally loyal clientele, personal referrals and repeat business are the foundation of Greg’s career.  To ensure efficient, complete service for you, Greg’s associates have been carefully selected from the very finest contractors in the business to form a close-knit “family” offering seamless assistance for every aspect of your home purchase or sale.

Please call Greg anytime without obligation.  He is ready to work for you today!

Experience

  • 1994 -2000 worked in sales at a startup software company. In 2000, the company sold for millions of dollars.
  • 2001 became an Idaho Realtor while waiting out a 2 year non-compete clause in the Microsoft Arena.
  • 2003 became an Idaho licensed real estate broker
  • 2004 created two real estate companies
  • 2006 Sold one real estate company for high returns (Payette Mountains Realty)
  • 2008-2013 IMLS (Intermountain Multiple Listing Service) Board of Directors
  • 2011-2012 IMLS President of Board of Directors
  • 2015 – Sold other real estate company (Genesis Real Estate Group, LLC)
  • Present – Designated Broker / Owner of Rise Realty, LLC.

Expertise

  • Residential property sales including fine homes, condominiums, income properties and custom homes
  • Exceptional attention to skilled negotiations, knowledgeable analysis of property values and market trends
  • Expertise and renowned credibility in resolving difficult transactions

Designations

  • Licensed Real Estate Broker, State of Idaho
  • CRS – Council of Residential Specialist
  • GRI – Graduate, Realtor Institute
  • 5 Star REO Certificated
  • NET Certified
  • Equator Platinum REO Certified
Rise Realty, LLC